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" Welcome to First State Bank"

Thank you for visiting us via the internet,  I hope that you will find our website both informative and easy to use.  While visiting us in a virtual realm may not be the same as visiting us in person you will be able to learn a little more about us from the information that is presented within this site.  If you like what you see and would like more information on our bank please give us a call at any of our locations in western Wise County.

Sincerely,

Embry Hines
President

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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov."



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