Requirements:

• Minimum balance to open - $10,000. 

Benefits:

• Interest rates will be set at our discretion and may be changed at our discretion.
• Interest rates will be comparable to those of money market funds. 
• Interest on checking when you maintain a  $10,000 balance in your checking account each day.   Interest will be compounded monthly and credited monthly. 

Rate Tiers:

• No. 1          $900,000 or more
• No. 2          $250,000 to 899,999.99
• No. 3          $50,000 to 249,999.99
• No. 4          $25,000 to 49,999.99
• No. 5          $10,000 to 24,999.99    

No more that six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from account per month or statement cycle.  

Fees:

• A service charge of $15.00 will be imposed every statement cycle if the balance in the account falls below $10,000.00 any day of the cycle.

• An excessive item charge of $5.00 will be assessed for each transaction in excess of six (6) per statement cycle.